${[ ['What is a "seat"?', 'A seat is one counselor, loan officer, or staff member login. Borrowers are never counted as seats — you can have unlimited borrowers on every plan.'], ['What does the setup fee cover?', 'The setup fee covers account configuration, data setup, and your onboarding call or training session. It is a one-time fee charged at the start of your contract.'], ['Can I add seats later?', 'Yes. Starter plan clients can add seats at $299/seat/month. Growth and Enterprise clients can upgrade their plan at any time.'], ['What is a 2-year contract?', 'A 2-year contract locks in your discounted monthly rate for the full 24 months. Your second year price is guaranteed — no increases. Payment terms can be monthly or annual.'], ['Is there a free trial?', 'We offer a live demo at groundworkbiz.com/demo-full so you can see the full platform before committing. Contact us to schedule a personalized walkthrough.'], ['What is white-labeling?', 'Enterprise clients can have the platform branded with their organization's name, logo, and colors — so borrowers see your brand, not Groundwork. Contact us for white-label pricing.'], ['How does billing work?', 'Plans are billed monthly or annually. Setup fees are due at signing. All plans require a 1-year minimum commitment (or 2 years for the discounted rate).'], ['What happens if we need to cancel?', 'Contracts are for the agreed term. Early termination is handled on a case-by-case basis. Contact jerome@groundworkbiz.com to discuss your situation.'], ].map(([q,a]) => ` `).join('')}