For CDFIs · Credit Unions · Loan Funds

Better-prepared businesses.
Stronger lending relationships.

Groundwork. partners with financial institutions and mission-driven organizations to provide structured business-readiness programs. Access begins through an organizational partnership, approved scope, and authorized invitations.

Discuss a Partnership → Explore the operating model
Organization-led
Invitation-based
Approved scope
Consent-aware
Institutional decision-making
Current readiness capabilities

A stronger foundation
before underwriting begins.

Groundwork's current readiness experience helps participating entrepreneurs organize their business information, understand lender expectations, and prepare for more productive capital conversations.

Capability 01
Guided readiness curriculum
Participants move through a structured sequence covering their business model, lender expectations, financial readiness, loan story, and business plan.
Capability 02
Financial readiness
Participants can organize revenue and expense information, calculate an illustrative DSCR, and identify questions to address before a lender reviews verified financial information.
Capability 03
Clearer business narrative
Guided prompts help entrepreneurs explain their business, financing request, intended use of funds, and repayment approach more clearly.
Capability 04
Structured progress
The readiness sequence gives participating organizations a consistent framework for supporting entrepreneurs without replacing professional judgment.
Capability 05
Controlled participation
Programs are established with an organization, configured to an approved scope, and entered through authorized invitations rather than public registration.
Capability 06
Institutional decision boundary
Groundwork supports business readiness. It does not approve or decline loans, set credit policy, assign final risk ratings, or replace your institution's underwriting process.
The operating model

From partnership
to authorized participation.

Groundwork access is established through an institutional relationship. Participation and information visibility follow the agreed program scope and applicable consent.

1
Partnership
Groundwork and the organization establish fit, responsibilities, and shared program goals.
2
Approved scope
The parties define the audience, enabled workflows, access roles, implementation approach, and information boundaries.
3
Authorized invitations
Approved organization teams invite participants into the agreed readiness experience.
4
Consent-based relationship
Information visibility follows the enabled workflow, approved roles, applicable disclosures, and participant choices.
Institutional roadmap

Future workflows for
institutional partners.

The concepts below are roadmap items, not current production commitments or compliance certifications. Availability, scope, timing, and institutional responsibilities would be established through a future partnership agreement.

Roadmap 01
CDFI Qualifier Dashboard
Planned tracking for loan-by-loan LMI status and census tract eligibility, with qualification views by count and dollars.
Roadmap concept
Roadmap 02
Exception Tracking Log
A planned exception log will organize justifications, approvers, and outcomes for your institution's review process.
Roadmap concept
Roadmap 03
Concentration Limits Dashboard
A planned concentration view will compare portfolio exposure by loan type with board-approved limits.
Roadmap concept
Roadmap 04
Annual Review Tracker
Planned annual-review support includes full and limited review tracking, reminders, document collection, and risk-rating reassessment.
Roadmap concept
Roadmap 05
Adverse Action Notices
Planned adverse-action tooling is intended to support institution review and audit documentation; your institution remains responsible for compliance decisions and notices.
Roadmap concept
Roadmap 06
Exam Package Generator
A planned exam-package workflow will assemble portfolio summaries, risk ratings, annual-review status, exception logs, and concentration reporting for institutional review.
Roadmap concept
Decision and data governance

Readiness support.
Institutional judgment.

Groundwork does not make credit decisions. Your institution retains responsibility for underwriting, verification, credit policy, risk assessment, approvals, declines, notices, and regulatory compliance.

Approved scope defines the relationship.
Consent governs visibility.
Groundwork collects and processes information only through enabled workflows. The applicable partnership scope, disclosures, access roles, and participant choices determine what information is requested, how it is used, and who may view it.
Groundwork's role
Provide the agreed readiness environment, guide participants through structured preparation, and apply the access and visibility rules established for the enabled program.
Your institution's role
Verify information used in underwriting, apply credit policy, assess risk, make every credit decision, provide required notices, and meet its legal and regulatory obligations.
Illustrative product preview

Preview concepts are separate
from production access.

Groundwork maintains an illustrative experience showing sample lender-facing concepts. It uses fictional profiles and includes roadmap workflows that may not be available in production.

Review the platform in context

The preview is not a production environment, an offer of immediate access, or a representation that every illustrated feature is currently available. During a partnership conversation, Groundwork can walk your team through the relevant readiness experience and discuss which future concepts matter to your institution.

Request a Partnership Conversation →
Begin with
a conversation.

Tell us about your institution, the entrepreneurs you serve, and the readiness challenges you want to address. Together, we can determine fit, scope, responsibilities, and an appropriate implementation path.

Discuss a Partnership →

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