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Profit & Loss Worksheet
Complete in Groundwork — saved privately unless you choose to share
Gross Revenue
Returns & Allowances (enter as a positive amount — subtracted from Gross Revenue below)
Net Revenue
Cost of Goods Sold
Gross Profit
Rent / Lease
Salaries & Wages
Utilities
Insurance
Marketing & Advertising
Professional Fees
Supplies & Materials
Vehicle / Transportation
Other Operating Expenses
Total Operating Expenses
Net Operating Income (EBITDA)
Existing Debt Payments (annual)
Proposed Loan Payment (annual)
Total Debt Service
Net Income After Debt Service
Debt Service Coverage Ratio
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